Skip to main content

Distributed for Eburon Academic Publishers

Livelihood and Microfinance

Anthropological and Sociological Perspectives on Savings and Debt

This volume offers a unique perspective on microfinance, an issue traditionally dominated by economists and policymakers. Drawing on the rich traditions of anthropology and sociology, Livelihood and Microfinance explores how livelihood approaches could lead to a better understanding of saving and credit behavior, and how such an understanding could help the design of finance for development. Contributors also propose new methods for better incorporating citizens into the larger economic system. Anticipating the United Nations’s Year of Microfinance in 2005, Livelihood and Microfinance is a long-awaited contribution to the international debate on the best approaches to development.

296 pages | 6 x 9 | © 2004

Anthropology: Cultural and Social Anthropology

Economics and Business: Economics--Money and Banking

Eburon Academic Publishers image

View all books from Eburon Academic Publishers

Table of Contents


Part A: Introduction


Introduction / Otto Hospes and Hotze Lont

Part B: Challenging the Records and Discourse


Microcredit and Poverty Reduction: Trade-Off between Building Institutions and Reaching the Poor / Aminur Rahman

Surviving in the World of Microdebt: A Case from Rural Bangladesh / Hamidul Huq

Part C: Livelihood Strategies and the Meaning of Microfinance


Microfinance from Below: Exploring Rural Livelihoods in Tanzania / Jochem Zoetelief

Utilizing, Accumulating and Protecting Livelihood Assets: The Role of Urban Informal Financial Services in Kampala, Uganda / Julie L. Gifford

The Culture of Giving and its Relationship to Saving / Vupenyu Dzingirai

Part D: Critical Processes Shaping Livelihood, Savings and Debt Strategies


Struggling to Save Up Cash: Seasonal Migration and Vulnerability in West Bengal, India / Ben Rogaly and Abdur Rafique

The Political Ecology of Debt and Class Formation among Mexican Colonias on the Southwestern United States / Carlos Vélez-Ibáñez

Savings Arrangements in Eastern Burkina Faso: An Evolutionary Perspective on Institutional Innovation/ Valentina Mazzucato and David Niemeijer

Part E: Myths and Secrets of Financial Self-help Organizations


Public versus Private Domains: A Case Study of a Sri Lankan ROSCA / Sarah Southwold Llewellyn

The Goose with the Golden Eggs: An Unsuccessful Linkage Group in Urban Indonesia / Hotze Lont

When Coercion Takes Over: The Limits of Social Capital in Microfinance Schemes / Peer Smets and Erik Bähre

Secrets of Institutional Transformation: The Low Politics of Financial Self-help Organizations in Post-Colonial Africa / Otto Hospes and Mark Prosé

Part F: Using Alternative Principles for Design


Microfinance Market: Huge, Diverse- and Waiting for You / Stuart Rutherford

About the Authors

Be the first to know

Get the latest updates on new releases, special offers, and media highlights when you subscribe to our email lists!

Sign up here for updates about the Press